Personal Checking Accounts

Getting the most out of your checking dollars is important. After all, the checking account is the first account that many people open. In today's market it is also the catalyst that connects many other products such as debit cards, ATM cards, and Internet banking.

Open an account today!

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  Secure Plus* Green* Money Market*
IDProtect®**** √    
Interest Bearing √   √
Minimum Opening Balance $100 $100 $2,500
Regular Monthly Service Charge $4.95 if balance less than $5,000 None $10 if balance less than $2,500 **
Email Statements √ √ √
Images with Statement Available Upon Request Available Upon Request √
Online Banking √ √ √
Bill Pay √ √ √
Mobile Banking √ √ √
Overdraft Privilege
Click to view disclosure »
√ √  
Debit MasterCard
(if approved)
√ √  
Unlimited Check Writing √ √ Limited ***
Night Depository √ √ √

* A closing fee of $20 will be charged if your account is closed within 60 days of opening.

** Account will not earn interest on days that it is below minimum balance requirement to avoid service charge.

*** Transfers from a Money Market Account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft, debit card, or similar order to third parties are limited to six per monthly statement cycle.

† We will charge a $1/month fee for paper statements with the Green account. This fee is waived if you select e-statements.

**** IDProtect service is a personal identity theft protection service available to personal checking account owners, their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a "signer" on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.  Some benefits included with IDProtect® require registration/activation.