Fairfield National Bank offers competitive rates on our savings accounts. Whether you’re saving for a new car, vacation, Christmas, or a rainy day, you can rest assured you will receive the most for your money with us. Please contact us for our most up-to-date savings account rate information. We value the opportunity to discuss your financial goals and provide comprehensive financial solutions.
| *Preferred Savings** | *Minor Savings** (must be 22 years of age or younger) | *Senior Savings** (must be 55 years of age or older) | |
|---|---|---|---|
| Minimum Opening Balance | $100 | $25 | $100 |
| Earns Interest | Checkmark icon | Checkmark icon | Checkmark icon |
| Quarterly Fee | $6 if balance less than $300 | None | None |
| Night Depository | Checkmark icon | Checkmark icon | Checkmark icon |
| Online Banking | Checkmark icon | Checkmark icon | Checkmark icon |
| Email Statements | Checkmark icon | Checkmark icon | Checkmark icon |
| Mobile Banking | Checkmark icon | Checkmark icon | Checkmark icon |
* $2.00 Excess Withdrawal Charge per withdrawal after 9 withdrawals during a calendar quarter.
** A closing fee of $20 will be charged if your account is closed within 60 days of opening.
FNB’s Christmas Club account is a convenient way to save for the holidays and earn interest too! You can open a Christmas Club in October and start with as little as $5 and make weekly or monthly deposits to help save all year for the added expense of the Holiday Season. You will receive a competitive interest rate all year long which will be received when the account balance is paid out in October. These funds can be direct deposited into your checking or savings account for ease of convenient holiday shopping. You may not deposit more than $5,000 to this account. You may not make withdrawals from your account until the maturity date.
Want a stress-free vacation? Use this account to help save money while earning interest. It will help ease the tension and make your vacation more enjoyable! You can open a Vacation Club in April and start with as little as $5 and make weekly or monthly deposits to help save all year for that big vacation that you have been planning. You will receive a competitive interest rate all year long which will be received when the account balance is paid out in April. You may not deposit more than $2,500 to this account. Deposits are accepted by transfers from another FNB account only. You may not make withdrawals from your account until the maturity date.
Fairfield National Bank offers a wide variety of certificate of deposits to meet your investment needs. We offer terms ranging from 7 days up to 5 years. Please contact us for our most up-to-date CD rate information. We value the opportunity to discuss your financial goals and provide comprehensive financial solutions. Early withdrawal penalties may apply.
CDARS is the Certificate of Deposit Account Registry Service. It’s the easiest and most convenient way to enjoy full FDIC insurance on deposit amounts larger than $250,000. Everything is handled through our bank. Your large deposit is broken into smaller amounts and placed with other banks that are members of a special network. Then, those member banks issue CDs in amounts under $250,000, so that your entire investment is eligible for FDIC insurance. By working with just our bank, you can receive FDIC insurance from many. A New Accounts Representative will be happy to assist you with further details on terms and rates that are currently available.